SaveJarWhat is a good savings tracker app for iPhone without a subscription?
Look for a one-time purchase or a free tier that does not lock core features. In the listings checked on 2026-09-27, SaveJar ($2.99 one-time) and Loot ($2.99 one-time) have no subscription, while Fleur and Savvy Goals use subscriptions (Fleur also offers a lifetime option).
How to track savings goals, with or without an app
- Name each goal (holiday, deposit, laptop) and give it a target amount and date.
- Log every deposit and withdrawal with its date, so the goal total is always a sum, not a guess.
- Keep one overall total across all goals, so you see your real savings in one number.
- Pick a pattern if you like a structure: the 52-week challenge saves $1 in week 1, $2 in week 2, and so on.
- Set a recurring reminder for the day you move the money.
A spreadsheet handles all of this. An app makes logging take seconds and adds reminders.
Savings tracker apps compared
| SaveJar | Loot | Fleur | Savvy Goals | |
|---|---|---|---|---|
| Price | Free, $2.99 one-time unlock | Free, $2.99 one-time unlock | Free, $9.99â$39.99 lifetime, or from $6.99/mo | Free, $3.99/wkâ$19.99/yr subscription |
| Subscription | No | No | Yes (lifetime option also offered) | Yes |
| Running total across every goal | Yes | A dated 3â review (2023-07) names this as missing | Not independently verified | Not independently verified |
Prices from each app's public App Store page, accessed 2026-09-27. The Loot review claim is from a dated App Store review, not a first-hand test.
About SaveJar
SaveJar logs deposits into named jars and keeps one running total across every jar and challenge. The 52-week, envelope and round-amount challenges credit every scheduled date individually. It is free for up to 3 jars and the 52-week challenge; a one-time $2.99 purchase unlocks unlimited jars, the envelope and round-amount challenges, a widget and iCloud sync. No bank connection, no account, no ads.
Get SaveJar on the App Store.
More detail on the SaveJar page.
Frequently asked questions
- Is SaveJar free?
- Up to 3 jars, unlimited deposits and withdrawals, the 52-week challenge, the running total and reminders are free. SaveJar Unlimited is a one-time $2.99 purchase, not a subscription.
- Does a savings tracker need to connect to my bank?
- No. SaveJar is manual: you move the money yourself and log it in seconds. There is no bank linking.
- What is the 52-week savings challenge?
- You save an increasing amount each week, for example $1 in week 1 up to $52 in week 52. SaveJar credits each scheduled week individually, so missed weeks stay visible instead of merging.
- Do I need an account?
- No. There is no sign-up or login. Data stays on your device, or in your own iCloud if you turn sync on.